Dubai Land Department Launches New First-Time Home Buyer Program

Posted on 4th of July 2025

Dubai’s property market just got a major boost! The Dubai Land Department (DLD), in collaboration with the Department of Economy & Tourism (DET), has officially launched the new First-Time Home Buyer Programme, designed to make homeownership more accessible than ever before

Why it matters for first-time buyers

This initiative is open to UAE residents aged 18+, who have never owned a freehold residential property in Dubai, and are looking to purchase homes under AED 5 million. By targeting the mid-market segment, the programme aims to empower young professionals, expatriates, and Emiratis seeking stability and prosperity.

Key Benefits for First-Time Buyers

1. Priority access to new launches & existing inventory
Get ahead of the curve with exclusive previews and early bookings in top projects from Emaar, Nakheel, Damac, Azizi, Wasl, Binghatti, Sobha Realty, Dubai Holdings, Meraas and more

2. Preferential pricing & reduced developer rates
Enjoy discounted, off-plan pricing reserved for registered first-time buyers

3. Flexible payment plans & interest-free registration fee options
Spread out your Dubai Land Department registration fees via eligible credit card instalments,interest-free,easing upfront costs

4. Improved mortgage terms
Partner banks—Emirates NBD, Mashreq, Emirates Islamic, Dubai Islamic Bank, Commercial Bank of Dubai, and more—are offering customized mortgage solutions with competitive rates and preferential fees

5. Tailored property matching with developers & banks
Through the Dubai REST app or DLD portal, applicants can specify their preferences (budget, type, contact method). Developers and banks then reach out directly for a seamless “matchmaking” process

How to join

Register via the [DLD e-service portal] or Dubai REST app.
Upload Emirates ID and confirm you’re 18+ and a first-time buyer.
Receive a QR code confirming your eligibility.
Select your preferences,villa or apartment, budget, contact method.
Get matched with developers and banks, and start viewing or booking offers

Final Take: Why RoofSetGo Readers Should Care

For aspiring homeowners and investors in Dubai, this programme is a gateway to affordable, strategic entry into the real estate market. RoofSetGo visitors looking for properties under AED 5 million can use the First-Time Buyer Programme to enjoy early access, lower costs, and smoother financing. It’s more than a scheme it’s a pathway to stability, community, and long-term growth.

Let RoofSetGo guide you through registration, valuations, and available projects. Your Dubai dream home could be closer than you think!