Posted on 28th March 2025

How to Buy Property in Dubai as a Foreigner: A Step-by-Step Guide

Dubai’s thriving real estate market offers fantastic opportunities for foreigners looking to buy property — whether for investment, holiday homes, or permanent residence. If you’re wondering how to buy property in Dubai as a foreigner, this step-by-step guide will walk you through the process, helping you make an informed and confident purchase.

Why Buy Property in Dubai as a Foreigner?

Dubai stands out as an attractive destination for property buyers thanks to:

• Tax-free property ownership
• High rental yields
• World-class infrastructure and lifestyle
• Long-term residence visas for property investors
• Strong legal framework for foreign ownership

Let’s dive into the process!

Step 1: Understand Dubai’s Freehold and Leasehold Areas

Foreigners can buy property in designated freehold areas, which allow full ownership rights. Popular freehold zones include Dubai Hills Estate, Jumeirah Village Circle (JVC), Mohammed Bin Rashid City (MBR City), Dubai Creek Harbour, and Nad Al Sheba.

Step 2: Determine Your Budget and Financing

Before you start your search, it’s essential to assess your financial situation. Consider:

• Property price
• 10-25% down payment (varies for residents and non-residents)
• Mortgage eligibility (foreigners can get financing from UAE banks)
• Additional costs: registration fees, agency fees, and maintenance charges

Step 3: Choose the Right Property

Decide whether you want an off-plan property (under construction) or a ready-to-move-in property. Off-plan projects often come with flexible payment plans, while ready properties offer immediate rental income or personal use.

Popular property types include:

• Apartments (ideal for first-time buyers)
• Townhouses (great for families)
• Villas (luxury and space)

Step 4: Work with a Trusted Real Estate Agency

Partner with an experienced agency like RoofSetGo Real Estate to:

• Find the right property based on your goals
• Negotiate the best price
• Ensure all legal requirements are met

Step 5: Make an Offer and Sign the Agreement

Once you’ve selected a property:

1. Make an offer: Your agent will help negotiate.
2. Sign the Memorandum of Understanding (MOU) with the seller, outlining price, terms, and transfer date.
3. Pay a 10% deposit to secure the property.

Step 6: Get the No Objection Certificate (NOC)

For ready properties, the developer must issue an NOC to confirm there are no outstanding fees and approve the ownership transfer.

Step 7: Finalize the Ownership Transfer

The final step involves:

• Visiting the Dubai Land Department (DLD)
• Paying the transfer fee (4% of the property price)
• Receiving the Title Deed — Congratulations, you’re now a Dubai property owner!

Step 8: Apply for a Property Investor Visa (Optional)

If your property value exceeds AED 750,000, you may be eligible for a 2-year renewable residency visa. For properties worth AED 2 million or more, a 10-year Golden Visa is available.

Why Choose RoofSetGo Real Estate?

At RoofSetGo Real Estate, we specialize in helping foreigners buy property in Dubai with ease and confidence. Our team of experts guides you through the entire process  from property selection to ownership transfer  ensuring transparency, trust, and top-notch service.

Whether you’re a first-time buyer or an experienced investor, we’re here to make your Dubai property dreams a reality.

Contact us today to start your property journey in Dubai!